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You can still enroll in Obamacare if you meet any one of these qualifying life events.

Small Group Health Insurance

Change in legal marital status, including marriage, death of a spouse, divorce, legal separation and annulment.

Small Group Health Insurance

A change in the number of dependents, including birth, death, adoption and placement for adoption.

Small Group Health Insurance

A change in place of residence of the employee, retiree or their spouse or dependent and the current carrier is not available.

Small Group Health Insurance

Significant cost or coverage changes (including coverage curtailment and the addition of a benefit package).

Small Group Health Insurance

Judgments, decrees or orders.

Small Group Health Insurance

A change in coverage of a spouse or dependent under another employer’s plan.

Small Group Health Insurance

A COBRA qualifying event.

Small Group Health Insurance

Entitlement to Medicare or Medicaid.

Qualifying Life Events

There are other qualifying life events that you may meet - call us today 866-478-6848.

About us

Why should I use a professional insurance advisor?

Dramatic changes in the insurance marketplace make the professional insurance advisor's role increasingly important to individuals and small businesses in finding cost-saving measures and coverage options. They provide and service insurance products while educating and advising you on how to manage risk and make informed insurance choices. 

What should I expect from a professional insurance advisor,  and how can I evaluate my current one?

An advisor will guide you through the complex task of choosing appropriate coverage at an affordable cost. The following is what you should expect from a professional insurance agent. Use this checklist to evaluate your current advisor: 

- Work with you to evaluate your needs for insurance coverage.
- Explain the details of different insurance plans.
- Make specific recommendations and tailor plans to suit your 
special needs and budgets.
- Review your plans periodically to update coverage and limit costs.
- Serve as your advocate and advisor in dealing with insurance companies, doctors and hospitals, and government agencies involving claims, services and regulations.
- If you are a business owner, or human resources specialist, help you to communicate benefits packages to employees and demonstrate how various provisions can complement personal and government financial plans.


Diane Falcon

Health Insurance Broker

Celebrating over 20 years of providing service


California Insurance License 0C06582

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Our experts make your life easier and get you the most out of your insurance right away.

Homeowners Insurance starting at..

Homeowners Average Sized Home in California


Price bundled with Farmers Auto Insurance.

Price Quoted for: 3 Bedroom, 1 Bath, 2 Car Garage, 1200sqft.

Travel Insurance as low as..

Travel Traveling for 2 to Mexico


This policy includes - Cancellation $2500 - Interruption $3750 - Medical Evacuation $250,000 - Medical $25,000 Secondary

Premium shown is for 2 people traveling into Mexico for 2 weeks.

Auto Insurance as low as..

Auto Car Insurance


$45,000 Limited Liability Coverage, Non-Insurer Protection, $10,000 Max Replacement

Premium shown are for a 27 year old male in California.

Private Health Plans Starting at..

Private Health CoreGuard 5000 Plus (1 Member)


Plan Type:


Dr Co-Pay:

Premium shown are for a 21 year old male in California.

Obamacare Plans Starting at..

ACA Silver70 HMO


Plan Type:


Dr Co-Pay:

Premium shown are for a 21 year old male in California.